Aetna Dental

Are Dental Discount Plans Viable Alternatives To Traditional Dental Insurance?
By Cory Kemp
Discount dental plans, until recently, have been a little-known alternative to dental insurance. However, for the past several years, discount dental plans have been gaining quite a following by entrepreneurs and employees of public and private firms as well.

Traditional dental insurance plans offered by employers of mid-large size firms feature many drawbacks, including: costly deductibles, tedious claim forms, long waiting periods and other limitations. Furthermore, many dental insurance policies enforce annual maximums – regardless of coverage necessity. Some people are even denied care to begin with if they have certain pre-existing conditions. Thinking about a cosmetic dentistry procedure with dental insurance? Good luck. Most dental insurance policies will not cover cosmetic dentistry procedures. Worse yet, dental insurance is highly inaccessible unless provided by your employer.

Luckily, there is an alternative.

The alternative I am referring to is a discount

dental plan. Discount dental plans are affordable and free of paperwork hassles and costly deductibles. With discount dental plans, there are no annual limits or costly monthly premiums, and members can enjoy discounts on almost any dental procedure all year long. If that isn’t convincing, then maybe you’ll like the fact that the days of tiresome claims forms and other paperwork hassles are over. So too are unfair health restrictions. Still want to get that cosmetic dentistry done? With a discount dental plan, you most likely can. Orthodontics too? You bet. Best of all, discount dental plans are extremely affordable, and available to individuals, families, and groups.

In short, discount dental plans are an affordable, no-hassle alternative to dental insurance, and offer plan members significant savings on most dental procedures.

I highly encourage you to take a look at your current coverage and determine whether a dental discount plan is a better fit for you.